top of page

   Planning is bringing the future
   into the present!

Introducing the Bubbles Programme

We all know that having a trusted third party to bounce things off helps make important financial and life decisions easier. It gives you greater confidence and creates accountability. It stops procrastination and leads to greater success!


Since 2006, we've used Neil's pioneering system, known as "The Bubbles", to help clients hit the reset button on their life and financial goals. Clients become more energised, live and understand Neil's concept of  "limited time, limited money." Neil lives and adopts "the Bubbles" as his own proven lifestyle philosophy, practicing what he teaches.

A unique, personalised framework creates a financial strategy that helps you gain greater control of where you're heading. First though, he questions deeply  WHY do you want what you want?


It's common for people to strive for something they initially think they want, only to find it was peer pressure or a society driven thing - not truly what they're after! Throughout life they make financial plans and sacrifices to achieve the goal and when they get there feel dissatisfied & unfulfilled.

Our framework starts at that deeper point to truly help you be honest with yourself around what YOU want, both individually and as a couple if you're in a relationship. Financial security is different for everyone.

We focus initially on the softer things, a key fundamental - it's not all about the money, but knowing how to use money as a tool certainly does help make life easier. We're good with the latter too but I'm sure you get the idea of why we start where we do. Only then can we truly understand what you want and work a customised strategy to help you achieve your goals. You may already be there without knowing it, and if so we can help give you confidence that you're in a good position. We'll assist you to manage your finances & retire comfortably at whatever age you choose.

Our unique system provides expert advice and lifestyle solutions that will help you get priorities in the right sequence. It also helps you make informed lifestyle and financial decisions, empowering you to think about life strategically & in a more business-like manner, helping you work smarter with trusted support from Neil - your Bubblist.

Home Loan & Insurance Advice

Don't make excuses for why you can't get it done. Focus on all the reasons why you must make it happen!

Contact us for further information or to book your first workshop with us.

What our Bubbles clients say...

We highly recommend The Bubbles Programme as it has enabled us as a couple & individually to prioritise where we want to be in the next few years.


With Bubbles there’s no idle speculation – you focus on outcomes and how to achieve them practically.  The decision making is in your own hands.  Neil’s programme, in effect, facilitates that decision making process.  It cuts to the chase and enables you to really focus on what’s important to you – whether it’s something as simple as ‘can I afford that new whatever’ or ‘when can I afford to cut back on work and increase my leisure time?’ The programme's follow through process has enabled us to check our progress or amend our plan if our circumstances change and best of all, keeps us on track to achieving things.

 Jim and Susan V.

I just wanted to say thanks for helping my parents out recently with The Bubbles Programme.  It was a great learning experience for us all to see you lead them through their financial concerns and show them they can live comfortably into their retirement and still achieve their dreams. 


I am pleased that Mum & Dad have gained a fresh perspective on life and what retirement really means to them.  They’re presently researching how extensive their Italian trip is going to be next August when Dad retires, and Dad is getting excited about buying his first brand new car.


My sister and I are truly grateful for this as we’ve been trying to get them to focus on looking after themselves, rather than leaving us a nest egg.  It’s taken your programme to actually get their buy-in to the idea that enjoying their later years is not a bad thing.  We both feel that as a direct result of The Bubbles Programme, Mum and Dad have both lost a lot of their worry around financial matters and have more certainty around Dad’s planned retirement. This wouldn’t have happened without the Bubbles perspective on the bigger picture.  

 Carl S.

bottom of page