

Avoid putting your life in the hands of your bank!
We all know what a bank is – a bank is a bank. A bank is not an insurer.
So why it that more and more banks are offering life insurance cover & why should you think twice before you sign a policy?
With bank-based life insurance, more often than not all you need to do is fill in a few short forms and you’re covered. This is great if you’re after cover that’s quick and easy to set up. But this convenience usually has a downside.
In most cases bank-based life insurance pro


The 7 borrowing blunders you need to avoid!
#1 Not getting a written loan approval before making an unconditional offer. If you’re unable to organise this, please avoid a costly headache by inserting a “subject to finance” clause.
#2 Not having your solicitor check the sale & purchase agreement, or at the very least, insert a “subject to solicitors’ approval” clause in the agreement. A solicitor plays a key role in outlining the buyer's obligations, so it’s imperative that you have them spell out exactly what you’re s